Personal cashflow planner
See the whole month before it happens.
Meridian helps you plan income and expenditure in the currency you actually use — then shows the gap, the leaks, and the room to breathe.
Start here
Choose your currency
Figures in the planner follow this choice. You can change it any time — amounts stay the same, only the symbol moves.
Three ways in
Plan the month
Log income and expenditure, see the monthly equivalent, and watch a six-month cashflow if nothing changes.
ContinueBudget with a method
Pay yourself first, 50/30/20, zero-based jobs for every unit, and a boring emergency fund.
ContinueRaise the ceiling
A budget cannot outrun a shortfall. Directories of platforms that pay for skills, time, and things you already own.
Continue
A working principle
Leftover money without a name is the money that disappears.
Give every unit a job — bills, groceries, sinking funds, savings — until income minus jobs equals zero. Then review once a month, not every hour.
Twelve overhaul tips- 01
Choose a currency
So every figure in the planner speaks the same language.
- 02
List inflows and outflows
Weekly, monthly, yearly — Meridian converts them to a monthly view.
- 03
Read the gap
Surplus, savings rate, and a 50/30/20 map against your actual spend.
Meridian is a personal budget planner for cashflow, household budgeting, expense tracking, and money management — not a bank, not a loan, not a spreadsheet that fights you. Your figures stay in this browser. Other free tools from the same publisher live on the companion apps page.